What to do in case of cross-border work? - You work in Belgium and live in another EEA country or Switzerland
In this case, as a cross-border worker you take out health insurance in Belgium and in the country where you live.
You pay social security contributions in Belgium. That is why you must register with a Belgian health insurance fund . For example, join CM. For example, in Belgium you are entitled to reimbursement for medical care according to Belgian law.
Where are your dependent family members insured?
Your family members can also be insured with a Belgian health insurance fund, for example CM. The condition is that they are registered as co-insured family members (dependents) on your policy with the insurance in your country of residence. The insurance in the country of residence determines who is registered as a co-insured family member. The insurance company of the country of residence then informs the Belgian health insurance fund about the registration and deregistration of co-insured family members.
As a member of a Belgian health insurance fund, you and your co-insured family members are entitled to reimbursement for medical care in Belgium according to Belgian law (provided your file is in order). In your country of residence, you and your co-insured family members are then entitled to reimbursement of medical care in accordance with the legislation that applies there.