CM-HospitaalplanFrom 4,37 euro/month (2025) | CM-Hospitaalplan PlusFrom 5,55 euro/month (2025) | |||||
|---|---|---|---|---|---|---|
| Single room fee supplements | Up to 150%* of the RIZIV rate | Up to 200%* of the RIZIV rate | | |||
| Room supplements single room | Up to 65 euros per day | Up to 95 euros per day | | |||
| Rooming-in | Up to 40 euros per day | Up to 60 euros per day | | |||
| Pre- and post-hospitalization costs | 2-4 months | 2-6 months | | |||
| Consultation with a clinical psychologist | Up to 200 euros per calendar year | Up to 200 euros per calendar year | | |||
| Patient transport | Up to 500 euros per calendar year | Up to 600 euros per calendar year | | |||
| Recovery centers | Up to 30 days per calendar year in a CM recovery center after admission | Up to 30 days per calendar year in a CM recovery center after admission | | |||
| Fertility treatment | Up to 1500 euros per insured person and per life | Up to 1500 euros per insured person and per life | | |||
| Maternity care | Up to 30 hours at 2 euros per hour NEW | Up to 30 hours at 6 euros per hour | | |||
| Rental of medical equipment | Up to 125 euros per calendar year or fully reimbursed in case of serious illness | Up to 125 euros per calendar year or fully reimbursed in case of serious illness | | |||
| Serious illnesses | Broad reimbursement of outpatient costs related to this list of serious illnesses. | Broad reimbursement of outpatient costs related to this list of serious illnesses. | | |||
Hospitalization and day hospitalization
You will receive reimbursement for the portion you are legally required to pay per day and for the legally established costs of medication up to 100%, regardless of the type of room you choose. You will receive reimbursement for room supplements for a single room up to 55 euros per day. Supplements for doctors' fees will be reimbursed up to 100% of the official tariff.
Pre- and post-hospitalization
Often, you may require care after your hospitalization. That's why with CM-Hospitaalplan, you'll be reimbursed up to 100% of the medical expenses incurred 1 month before to 3 months after your hospitalization for examinations, check-ups, aftercare, and rehabilitation.
Serious illness
Especially for serious illnesses, costs can often escalate rapidly and significantly. Some treatments occur without hospitalization. With CM-Hospitaalplan, you will receive a reimbursement for a large share for these medically necessary expenses for a number of serious illnesses.
Waiting period
We deliberately keep the waiting period as short as possible. There is no waiting period for hospitalization following an accident or for an acute infectious disease. For all other hospitalizations, the waiting period is 3 months, except for fertility treatments, which have a waiting period of 9 months. If you switch from a similar insurance, the waiting period is waived.
We're always here for you
You can reach us in the way that makes you most comfortable. For CM-Hospital Plan, you can even submit your hospital bill online, whenever you want.
I already have CM Hospital Plan
Did you know that you have a 1 in 6 chance of ending up in hospital each year? The costs of such a hospital stay can be high. Also for certain serious illnesses the costs often rise very quickly and high. We help you with your declaration so that your costs are kept to a minimum.
Report your hospital admission
Have you received your hospital bill? Take it in hand and start filing.
Report your serious illness
Have you been diagnosed with a serious illness? Read here how you can quickly report it.
More about CM Hospital Plan and CM Hospital Plan Plus
Looking for more details about CM Hospital Plan and CM Hospital Plan Plus? Do you have a question that you want an answer to?
Veelgestelde vragen en antwoorden
Premiums for CM-Hospitaalplan start from 4.37 euros per month and premiums for CM-Hospitaalplan Plus start from 5.55 euros per month. The premiums depend on your age. In the calendar year of affiliation, your premium depends on your age on the date of affiliation. Afterwards, your premium depends on your age on 31 December of the calendar year preceding the premium period. From the fourth affiliated dependent, the premium for CM-Hospitaalplan is limited to 2.18 euros per month and the premium for CM-Hospitaalplan Plus to 2.77 euros per month.
You can calculate your own premium here . The table below gives an overview of the premiums per month in euros (premiums 2025):
| If you join before your 60th birthday | ||
| CM Hospital Plan | CM Hospital Plan Plus | |
| 0 to 19 years | 4.37 | 5.55 |
| From 20 to 24 years old | 4.37 | 7.76 |
| From 25 to 34 years old | 10,08 | 18.80 |
| From 35 to 49 years old | 10,08 | 22,11 |
| From 50 to 59 years old | 11,73 | 25 |
| From 60 to 64 years old | 20,17 | 38.71 |
| From 65 to 69 years old | 21,47 | 50.07 |
| From 70 years | 31.85 | 71,19 |
| When joining after the 60th birthday | ||
| CM Hospital Plan | CM Hospital Plan Plus | |
| From 60 to 64 years old | 26,23 | 48,48 |
| From 65 to 69 years old | 27.89 | 62.21 |
| From 70 years | 38.23 | 85.44 |
| When joining after the 66th birthday | ||
| CM Hospital Plan | CM Hospital Plan Plus | |
| From 66 to 69 years old | 32,19 | 70.23 |
| From 70 years | 47.81 | 100.13 |
The premium will be deducted monthly, quarterly or annually.
No, you do not have to report your admission to CM's insurance companies in advance.
No, those who are affiliated with CM-Hospitaalplan or CM-Hospitaalplan Plus will not receive a card for this. So you do not need to bring anything, give anything or mention anything in the hospital.
I have multiple sclerosis and therefore a lot of medical expenses. Thanks to CM-Hospitaalplan I get most of the costs of my illness reimbursed. That makes a big difference for me at the end of the month.
Alina, 46
