Hospitalization and day hospitalization
You will receive reimbursement for the portion you are legally required to pay per day and for the legally established costs of medication up to 100%, regardless of the type of room you choose. You will receive reimbursement for room supplements for a single room up to 55 euros per day. Supplements for doctors' fees will be reimbursed up to 100% of the official tariff.
Pre- and post-hospitalization
Often, you may require care after your hospitalization. That's why with CM-Hospitaalplan, you'll be reimbursed up to 100% of the medical expenses incurred 1 month before to 3 months after your hospitalization for examinations, check-ups, aftercare, and rehabilitation.
Serious illness
Especially for serious illnesses, costs can often escalate rapidly and significantly. Some treatments occur without hospitalization. With CM-Hospitaalplan, you will receive a reimbursement for a large share for these medically necessary expenses for a number of serious illnesses.
Waiting period
We deliberately keep the waiting period as short as possible. There is no waiting period for hospitalization following an accident or for an acute infectious disease. For all other hospitalizations, the waiting period is 3 months, except for fertility treatments, which have a waiting period of 9 months. If you switch from a similar insurance, the waiting period is waived.
We're always here for you
You can reach us in the way that makes you most comfortable. For CM-Hospital Plan, you can even submit your hospital bill online, whenever you want.
I already have CM-Hospitaalplan
Did you know that you have a 1 in 6 chance of ending up in hospital each year? The costs of such a hospital stay can be high. Also for certain serious illnesses the costs often rise very quickly and high. We help you with your declaration so that your costs are kept to a minimum.
Report your hospital admission
Have you received your hospital bill? Take it in hand and start filing.
Report your serious illness
Have you been diagnosed with a serious illness? Read here how you can quickly report it.
More about CM-Hospitaalplan and CM-Hospitaalplan Plus
Looking for more details about CM-Hospitaalplan and CM-Hospitaalplan Plus? Do you have a question that you want an answer to?
Veelgestelde vragen en antwoorden
Premiums start from 4.22 euros per month and depend on your age. In the calendar year of affiliation, your premium depends on your age on the date of affiliation. Afterwards, your premium depends on your age on 31 December of the calendar year preceding the premium period. From the fourth affiliated dependent, the premium is limited to 2.11 euros per month. You can calculate your premium yourself here. The table below provides an overview per month in euros:
| If you join before your 60th birthday | |
| Up to and including 24 years | 4.22 |
| From 25 to 49 years old | 9.72 |
| From 50 to 59 years old | 11,31 |
| From 60 to 64 years old | 19.45 |
| From 65 to 69 years old | 20.70 |
| From 70 years | 30.71 |
| When joining after the 60th birthday | |
| From 60 to 64 years old | 25,29 |
| From 65 to 69 years old | 26.89 |
| From 70 years | 36.86 |
| When joining after the 66th birthday | |
| From 66 to 69 years old | 31,03 |
| From 70 years | 46.09 |
The premium will be deducted monthly, quarterly or annually.
No, you do not have to report your admission to CM's insurance companies in advance.
No, those who are affiliated with CM-Hospitaalplan will not receive a card for this. So you do not need to bring anything, give anything away or report anything in the hospital. Everything happens automatically. For some other hospital insurances you do need a document.
I have multiple sclerosis and therefore a lot of medical expenses. Thanks to CM-Hospitaalplan I get most of the costs of my illness reimbursed. That makes a big difference for me at the end of the month.
Alina, 46
