Out-of-pocket expenses
During each consultation or treatment, there's a portion of the amount that the statutory health insurance doesn't reimburse, known as the out-of-pocket expenses or "remgeld." Thanks to CM-MediKo Plan, you can get up to 75% of the fees for doctors, specialists, dentists, physiotherapists, speech therapists, nurses, and other healthcare providers reimbursed, up to 1,500 euros per year.
Dental Care
From orthodontic treatments for your children to prosthetics or implants for yourself, dental costs can add up quickly. CM-MediKo Plan covers up to twice 600 euros for orthodontics. For dental prostheses, implants, and periodontology, you can receive up to 600 euros per year.
Eye care
CM-MediKo Plan also provides coverage for eye care. The exact amount depends on the chosen solution. You can receive up to 120 euros per year for corrective eyeglasses or lenses, and CM-MediKo Plan covers up to 250 euros per year for lens implants or surgical correction of your vision outside the hospital.
And much more
CM-MediKo Plan also offers reimbursement for hearing aids. When traveling, you're well protected against some life-threatening diseases. Did you know that there's also a lump sum for childbirth and reimbursement for nutritional and dietary advice?
We're always here for you
You can reach us in the way that makes you most comfortable. Whatever your reason for contacting us, we're here to help and respond promptly. We're here for you.
I already have CM-MediKo Plan
Are you going to the dentist, ophthalmologist or physiotherapist? You don't think about it, but the costs for these visits can quickly add up to hundreds and even thousands of euros. Not to mention the costs for braces, glasses or hearing aids, for example.
Consult your CM insurance
Check which insurance policies you and your dependents are covered by.
Request your refund
Follow the steps and we will transfer the amount to your account number as soon as possible.
What you need to know about CM-MediKo Plan
Looking for more details about CM-MediKo Plan? Do you have a specific question?
Frequently asked questions
Premiums start from 13.04 euros per month and depend on your age. Do you want to join? Then all persons who are dependent on you must also join.
Calculate your premium here . This table already gives an overview per month in euros (premiums 2025):
| If you join before your 60th birthday | |
| 0-9 years | 13,04 |
| 10-19 years | 17.46 |
| 20-34 years | 18.35 |
| 35-49 years | 22,61 |
| 50-64 years | 24,28 |
| 65-74 years | 27,61 |
| From 75 years | 30,33 |
| When joining after the 60th birthday | |
| 60-64 years | 29,13 |
| 65-74 years | 33,14 |
| From 75 years | 36.40 |
| When joining after the 66th birthday | |
| 66-74 years | 35.90 |
| From 75 years | 39.43 |
| When joining after the 70th birthday | |
| 70-74 years | 41,42 |
| From 75 years | 45.51 |
The premium is deducted monthly, quarterly or annually.
No, that is not necessary. It is sufficient to deliver the document to CM via the My CM app or via a CM mailbox.
CM and CM-MediKo Plan work together and ensure the reimbursement(s) you are entitled to. If a document is still missing, we will contact you.
I am affiliated with a hospitalization insurance through my employer. But it does not reimburse my medical expenses outside the hospital. I contacted CM, and they told me that I can combine CM-MediKo Plan with any hospitalization insurance. I immediately affiliated.
Karim, 37
