What to do

You can easily borrow aids from home care stores or Goed's website. The offer consists of the themes 'Living and sleeping', 'Mobility', 'Pregnancy and children', 'Sports and rehabilitation' and 'Allergy and respiratory tract'.

You can submit an admission invoice with accommodation costs online to CM here.

After a hospitalization or serious illness, a recovery stay is sometimes appropriate. During a recovery stay, work is done on rehabilitation, self-reliance, self-care and support for informal care.

A hospital invoice always has two parts: a global overview of the costs and a detailed overview.

What about hospital bills and reimbursements? And how do you apply for sickness benefits?

With a day admission, you are admitted to the hospital, but you can leave the hospital the same day (no overnight stay).

A hospital admission is not always planned. What should you do? What should you definitely not forget?

Do you go to your GP or another healthcare provider (e.g. specialist, dentist, physiotherapist)?

BloomUp is an online platform that enables a conversation with a psychologist or psychotherapist in just a few clicks. CM and BloomUp work together.

Talking about the end of your life is of course easier said than done. But CM also has a solution for that.

As a patient you may be assisted by a confidential counselor or representative. Through a health care proxy, you designate one or more people who will ensure that you receive all necessary care if you become ill.

Can you speak to a doctor anywhere? With the Doktr app you can quickly contact a doctor for personal medical advice in a video call. If your own GP does teleconsultations on Doktr, you can also easily speak to him.

Thanks to an electronic patient file, your healthcare providers can consult your file.

Find a doctor, dentist, physiotherapist or other healthcare provider in your area. And check whether they respect the agreed rates.

If you need the European Health Insurance Card, the My CM app is sufficient in most cases. If you still need a physical card, you can request one here.

Thanks to CM travel assistance, children and young people with child benefits can go on holiday to any foreign destination without any worries. For all others, travel assistance depends on the country, region or area visited.

The European Health Insurance Card (EHIC) entitles you to reimbursement from a foreign health insurance fund for necessary healthcare.

For Algeria, Albania, Tunisia, Turkey, Bosnia-Herzegovina, Serbia, Montenegro and Morocco (there is no form for other countries), a specific travel document is required in addition to a yellow sticker.

Young people studying in another European country enjoy the benefits of CM travel assistance.

Are you disabled and do you receive benefits? Then you can't just go on holiday.

With CM travel assistance you can travel to your foreign holiday destination without any worries.

Are you moving to another country in the European Union, Iceland, Liechtenstein, Norway or Switzerland? Contact CM.

Are you moving to a country other than an EU member state, Iceland, Liechtenstein, Norway or Switzerland? Contact CM.

Are you detached by your Belgian employer? Please contact CM in advance. We are happy to help you.

You live in Belgium, were a cross-border worker and you receive your pension from one or more countries.

Where are you insured as a cross-border worker? What if you need medical care in a country other than your country of work or residence? And what about your dependents?

As a cross-border worker, you take out health insurance in Belgium and in your country of work.

In this case, as a cross-border worker you take out health insurance in Belgium and in the country where you live.

What do you need to do if your bank account number changes?

You must report any accident with injuries or injuries to CM.

If you are unable to work due to illness or accident, you can receive benefits.

If you have medical expenses, you will receive a 'Certificate for assistance provided'.

We speak of a 'medical accident' when you experience abnormal damage during medical treatment, hospitalization or a medical examination.

Are you responsible for the accident, or is someone else?

In the event of a sports accident, there are two possibilities: either you are a professional athlete, or you are not paid for your sport.