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Do you pay the CM insurance premium by transfer? You will then receive a payment invitation for the new year in December. Do you pay the CM insurance premium by direct debit? The premium will be deducted monthly, quarterly or annually using the number BE02 0688 9385 6340. Do you want to change the payment method? Please contact us on 078 151 151.

Children who are dependent on a beneficiary who is affiliated with CM-Hospitaalplan are affiliated free of charge up to and including the second calendar year after their year of birth. From the fourth connected dependent, the premium is limited to 2.08 euros per month.

Premiums for CM-Hospitaalplan start from 4.37 euros per month and premiums for CM-Hospitaalplan Plus start from 5.55 euros per month. The premiums depend on your age. In the calendar year of affiliation, your premium depends on your age on the date of affiliation. Afterwards, your premium depends on your age on 31 December of the calendar year preceding the premium period. From the fourth affiliated dependent, the premium for CM Hospital Plan is limited to 2.18 euros per month and the premium for CM Hospital Plan Plus to 2.77 euros per month. You can calculate your own premium here . The table below gives an overview of the premiums per month in euros (premiums 2025): If you join before your 60th birthday CM-Hospitaalplan CM-Hospitaalplan Plus 0 to 19 years 4.37 5.55 From 20 to 24 years old 4.37 7.76 From 25 to 34 years old 10,08 18.80 From 35 to 49 years old 10,08 22,11 From 50 to 59 years old 11,73 25 From 60 to 64 years old 20,17 38.71 From 65 to 69 years old 21,47 50.07 From 70

A prescription contains the following information: patient's name; diagnosis; location of the condition if not clear in the diagnosis; start date of treatment if this is not the date of the prescription; date of prescription; signature and stamp of the prescribing physician; additional elements: if a written report is requested or if a second session must take place per day; for notification F-acute: under points 1, 2, 2a and 3 you must state the number of the surgical procedure.

Only the damage caused by the accident must be compensated. Example: Are you injured in your left leg during an accident? Then the person liable for reimbursement only has to pay the costs for care for your left leg. Medical evaluation To determine what damage is the result of the accident, a medical expertise will usually take place. The appointed doctor will: determine when your injuries have stabilized to such an extent that no further improvement or deterioration can be expected; determine what damage has already been suffered as a result of the accident; describe what damage will or could occur in the future as a result of the accident. Example Every year you must have a scan of your left leg for a check-up. The person liable for reimbursement must bear these annual costs. Or the expert determines that premature osteoarthritis may occur as a result of the accident. If this occurs, the party liable for reimbursement must also bear these costs. Final settlement Once the damage has

The person who caused the damage For example: the person who causes a traffic accident by excessive speed or failure to give way. The person responsible for damage that he has not caused himself , such as: parents for damage caused by their minor child; teachers for the damage caused by the students under their care; employers for damage caused by their employees; owners/keepers of animals for damage caused by their animal; owners of defective buildings and/or objects for the damage caused thereby; the insurer of the perpetrator or the person responsible (in most cases). The owner or insurer of the vehicle that was involved in an accident with a vulnerable road user

Anyone who causes damage to another must compensate for that damage. This is determined by Belgian law . The general principle is that the person causing the damage must put the victim back in his or her situation before the accident. This is usually no longer possible in kind. Then the damage must be compensated. What is 'damage'? This is not only the damage that has already occurred , but also the damage that is likely to occur in the future .