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Since January 1, 2023, costs for reception and care in a short stay are reimbursed at 50% of the amount actually paid, with a maximum of 15 euros per day of short stay with overnight stay, for a maximum of 28 short stay days with overnight stay per calendar year.

Half of the daily rate for your recovery stay in Ter Duinen (Nieuwpoort), Hooidonk (Zandhoven) and Nivezé (Spa) is reimbursed for a maximum of thirty days per calendar year. Always provide CM with proof of these costs, together with this completed form .

Here you will find the steps to change your account number. Does your old account number no longer exist and was the direct debit refused? You will then receive a payment reminder from CM Insurance.

Is this the first invoice you have received for this insurance? Then your first payment is always made by bank transfer to confirm your connection. If you provide CM with a completed and signed SEPA mandate, your next payment will be made by direct debit.

The direct debit dates are the same for all insured persons. It is therefore not possible to change the direct debit dates.

By law, your insurance premium must be paid before the period to be insured. This is included in the articles of association and is a general insurance principle. The premium must be paid before the insurance takes effect.

Newborns enjoy very favorable conditions if they are dependent on a beneficiary who is affiliated with CM-Hospitaalplan. Advantages: the date of birth serves as the connection date; there is an immediate right to a refund because there is no waiting period; the guarantee 'pre-existing condition' does not apply.

Conditions that already exist at the time of joining CM-Hospitaalplan or CM-Hospitaalplan Plus are not excluded. Hospital admissions due to a pre-existing condition or illness are reimbursed during the first three years of membership as follows: you choose a shared room or double room: reimbursement according to the 'hospital admission' and 'pre- and aftercare' guarantee; you choose a single room: according to the 'hospital admission' guarantee, including 'pre- and aftercare', but without reimbursement for fees and room supplements. Admissions resulting from a pre-existing pregnancy are reimbursed in the same way during the first nine months of membership. Are you transferring from a similar mutual insurance company? Then the above-mentioned periods of three years and nine months are reduced by the period that you were continuously affiliated with that insurance company immediately prior to the transfer.

There is a general waiting period of three months, which starts on the date of joining. For fertility treatments, the waiting period is nine months. During your waiting period, you are already insured for hospital admissions through CM-Hospitaalplan and CM-Hospitaalplan Plus for: an accident; a number of acute infectious diseases such as mumps, meningitis, measles, rubella, scarlet fever or chickenpox. Are you switching from a similar hospitalisation insurance? Then the three-month period is reduced by the period that you were continuously affiliated with that insurance immediately prior to the switch. When switching from a similar mutual hospitalisation insurance, the waiting time for fertility treatments can be shortened. More information about the waiting period can be found in the general terms and conditions . Would you like to discuss your personal situation? Please contact an employee .