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Implants – for which there is also a reimbursement from the compulsory health insurance – are fully reimbursed from 1 month before to 3 months after the hospital admission from CM Hospital Plan. For admissions from 1 January 2025, this period is extended to 2 months before to 4 months after the hospital admission. Non-reimbursable implants and parapharmaceutical products (e.g. support stockings, neck braces) are fully reimbursed by CM Hospital Plan up to 2,500 euros per hospitalisation if they may be charged by law and this for the period from 1 month before to 3 months after the hospital admission. For admissions from 1 January 2025, this period is extended to 2 months before to 4 months after the hospital admission. Even better insured? CM-Hospitaalplan Plus provides the same reimbursement for these costs but within the period from 2 months before to 6 months after your admission.

The first reimbursable prosthesis or the first reimbursable orthopedic device prescribed by a doctor will be fully reimbursed. From CM-Hospitaalplan, the first prosthesis or orthopedic device is also reimbursed up to 3 months after hospitalization if not placed during the hospitalization itself. For admissions from 1 January 2025, this period is extended to 4 months after hospitalization. Even better insured? For CM-Hospitaalplan Plus this period is up to 6 months after your admission.

Yes, additional fees are reimbursed up to 100% of the fixed rate by the RIZIV when serious illness is recognised. The co-payment for medical care and treatment is also fully reimbursed in these cases.

Fees for services that may be legally charged but that the health insurance does not reimburse will be reimbursed up to 200 euros per hospital admission if they do not fall under the insurance exclusions .

CM-Hospitaalplan reimburses supplementary fees up to 100% of the fixed rate, regardless of the room choice. Supplementary fees from 1 month before hospitalization and up to 3 months after hospitalization are also reimbursed up to 100% of the fixed rate. Changes to the CM-Hospitaalplan from 1 January 2025: Supplementary fees will be reimbursed up to 150% of the fixed rate, regardless of the room choice. For day admissions, they will also be reimbursed up to 100% of the statutory rate from 1 January 2025. Supplementary fees in the period from 2 months before hospital admission to 4 months after hospital admission will be reimbursed up to 100% of the fixed rate. Even better insured? With CM-Hospitaalplan Plus, additional fees are reimbursed up to 200% of the fixed rate, regardless of the room choice. For day admissions, they will also be reimbursed up to 100% of the statutory rate from 1 January 2025. The deductible, which only applies to the reimbursement of additional fees for admission

malignant tumors (e.g. cancer); malignant blood diseases (e.g. leukemia, Hodgkin's disease); neuromuscular disorders such as ALS (amyotrophic lateral sclerosis; MS (multiple sclerosis) Parkinson's disease; meningitis; AIDS; cirrhosis of the liver due to hepatitis; diabetes type 1; kidney disease requiring kidney dialysis; cystic fibrosis; systemic sclerosis with organ involvement; Crohn's disease and ulcerative colitis.

If you want to limit your hospital bill for breast reconstruction, choose a hospital that has signed an agreement with the Riziv . In these hospitals expensive (aesthetic) supplements are prohibited for breast reconstruction with own tissue in a double room. In a single room the charging of supplements is limited. These supplements are reimbursed from CM-Hospitaalplan and CM-Hospitaalplan Plus in accordance with the provisions of the general terms and conditions.

People with a pre-existing condition are not excluded from CM-Hospitaalplan. However, no room and service fee supplements will be paid if: you are admitted to a single room as a result of a pre-existing condition; and this within the first 3 years of your membership of CM-Hospitaalplan.

CM-Hospitaalplan reimburses the costs below that are directly related to your home birth and that occur from 1 month before the birth and up to 3 months afterwards. For home births from 1 January 2025, this period will be extended to 2 months before the birth and up to 4 months afterwards. maternity care co-payment for medical care and treatment; fee supplements (up to 100% of the rate set by the INAMI); reimbursable medicines. A lump sum of 100 euros is awarded for the costs of medical-technical aids. Even better insured? CM-Hospitaalplan Plus reimburses the costs directly related to your home birth within the period from 2 months before the birth to 6 months afterwards.