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Children are exempt from paying premiums up to and including the second calendar year after their birth year. From then until their 9th birthday, you pay a premium of 13.04 euros per month for children. If you have more than three dependents, the premium will be halved from the fourth dependent person onwards.

Premiums start from 13.04 euros per month and depend on your age. In the calendar year of affiliation, your premium depends on your age on the date of affiliation. Afterwards, your premium depends on your age on 31 December of the calendar year preceding the premium period. You can calculate your own premium here. The table below provides an overview of the premiums per month in euros (premiums 2025): If you join before your 60th birthday 0-9 years 13,04 10-19 years 17.46 20-34 years 18.35 35-49 years 22,61 50-64 years 24,28 65-74 years 27,61 From 75 years 30,33 When joining after the 60th birthday 60-64 years 29,13 65-74 years 33,14 From 75 years 36.40 When joining after the 66th birthday 66-74 years 35.90 From 75 years 39.43 When joining after the 70th birthday 70-74 years 41,42 From 75 years 45.51

With a duplicate you can still receive the refund from CM. Ask your healthcare provider for a duplicate of the certificate. This must clearly state that it is a duplicate. Deliver the duplicate to CM. She will investigate whether the services have already been reimbursed and, depending on this, will ensure the reimbursement to your bank account.