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Invalidity benefit for those who were insured in several countries

If you were insured in several countries and receive disability benefits, you may receive separate benefits from these countries.

CM - jouw gezondheidsfonds

Were you insured in different countries and are you becoming disabled? Then, under certain conditions, you will receive a separate disability benefit from each of these countries. The amount is calculated based on the duration of your career in each country involved.

What are the conditions?

  • You are disabled (unable to work for more than a year).
  • You meet the administrative and medical conditions to qualify for disability benefits from that country.
  • You were insured in Belgium and in one or more of the countries below:
Bosnia and HerzegovinaGreeceMacedoniaSlovakia
BulgariaHungaryMaltaSpain
BrazilIcelandMoroccoCzech Republic
CanadaIrelandMontenegroTunisia
ChiliIndiaThe NetherlandsTurkey
CyprusItalyNorwayUruguay
DenmarkJapanAustriaUnited States
GermanyCroatiaPolandUnited Kingdom
EstoniaLatviaPortugalSouth Korea
PhilippinesLiechtensteinRomaniaSweden
FinlandLithuaniaSerbiaSwitzerland
FranceLuxembourgSlovenia 

All other countries

You don't have to do anything. CM will do everything necessary to assert your rights with the social security institutions of the countries involved.