What to do in case of incapacity for work?
How does CM view disability?
More and more people are dropping out due to illness, for a short or longer period. As a result, they cannot work and are incapacitated for work.
Towards a preventive approach to disability
How can we switch from a reactive policy to a preventive policy? CM makes five recommendations.
What to do in case of incapacity for work?
If you are unable to work due to illness or accident, you can receive benefits.
I am becoming incapacitated
Declaration of work disability
You are incapacitated if you are unable to work due to an illness, accident or pregnancy. Don't forget to complete your declaration.
Online disability declaration form
Use this form to send us your disability declaration digitally.
Amount and calculation of your benefit
Employees, the unemployed and the self-employed who are unable to work due to illness or accident can receive benefits from CM.
What about unused vacation days and disability?
Are you disabled and do you have unused vacation days? You can transfer these to the next calendar year from 2024.
What to do in case of incapacity for work?
If you are unable to work due to illness or accident, you can receive benefits.
I am incapacitated for work
Advisory doctor in case of work disability
The advising doctor will evaluate your disability, but will also guide you during this period.
Benefit payment calendar
You are disabled and meet the conditions for receiving benefits. Here you will find the payment calendar.
Days and periods for which no payment is possible
On some days you cannot receive benefits.
Extending disability
You're not ready to go back to work yet? Then you ask for an extension of your disability.
Tax sheet
Did you receive sickness or disability benefits last year? CM will then send you a tax form. (281.12)
Unable to work and on holiday
Are you disabled and do you receive benefits? Then you can't just go on holiday.
I'm returning to work again
Assistance with returning to work
It is not easy to return to work after a period of disability.
How is your benefit calculated if you work (with permission) during your period of illness?
In addition to the income you receive from the permitted activity, you retain part or even all of your sickness or disability benefits.
Working full-time after disability
If you return to work full-time on the first working day after the end date of your disability, you do not have to notify CM.
Working part-time when incapacitated
To be and remain recognized as incapacitated for work, you must stop all activities.