CM-Hospitaalfix Extra in detail
With CM-Hospitaalfix Extra you receive an extra reimbursement of 25 euros per day that you are in the hospital.
I am not yet affiliated with CM-Hospitaalfix Extra
CM-Hospitaalfix Extra is a supplementary hospitalization insurance. The most important advantages are the automatic reimbursement and the fixed fee per admission day.
What is insured within CM-Hospitaalfix Extra?
- The reimbursement for CM-Hospitaalfix Extra is 25 euros per day of admission charged by the hospital.
- CM-Hospitaalfix Extra also provides a refund of 25 euros for day admissions as described in the general terms and conditions.
What is not insured within CM-Hospitaalfix Extra?
CM-Hospitaalfix Extra does not reimburse admission days for which there is no right to statutory reimbursement.
How much does my CM-Hospitaalfix Extra cost?
Premiums start from 0.23 euros per month and depend on your age. In the calendar year of membership, your premium depends on your age on the date of membership. Afterwards, your premium depends on your age on December 31 of the calendar year preceding the premium period. From the fourth connected dependent onwards, no premium is due.
You can calculate your premium yourself here. The table below provides an overview of the premiums per month in euros.
| If you join before your 60th birthday | |
| Up to 17 years old | 0.63 |
| From 18 to 24 years old | 0.84 |
| From 25 to 59 years old | 5.32 |
| From 60 to 64 years | 6.60 |
| From 65 to 69 years old | 13.68 |
| From 70 to 74 years old | 14.25 |
| From 75 years | 19.67 |
| If you join after your 60th birthday | |
| From 60 to 64 years | 7.90 |
| From 65 to 69 years old | 16.41 |
| From 70 to 74 years old | 17.09 |
| From 75 years | 23.61 |
| If you join after your 66th birthday | |
| From 66 to 69 years old | 20.51 |
| From 70 to 74 years old | 21.37 |
| From 75 years | 29.50 |
| If you join after your 76th birthday | |
| From 76 years | 37.37 |
What are the limitations on the reimbursements of this insurance?
For insured persons over 65 years of age, the number of days for which a refund is granted is limited to 180 days per calendar year per insured person as described in the general terms and conditions.
- For hospitalizations in a psychiatric hospital, reimbursement is only granted for the stay in and service for neuropsychiatry (A service - service code 37), a service for child neuropsychiatry (K service - service code 34) or a psychiatric service (T service - service code 41). The number of reimbursable days for these services is limited to 30 per calendar year per insured person.
- The right to a refund commences after a waiting period of three months, starting from the connection date.
Am I insured abroad?
Planned hospitalizations outside Belgian territory, for which no permission has been given by the medical officer of the health insurance fund, are not reimbursed.
What are my obligations?
- As an insured person, you must be and remain affiliated with CM Vlaanderen for the services and benefits offered and be in compliance with the CM contribution payment.
- You must sign the required insurance documents and pay the insurance premium.
- If you want to join the insurance, you must join the insurance not only yourself, but also all your dependents for statutory health insurance.
- If you wish to report a claim, you must provide all relevant documents about the claim to the insurer as described in the general terms and conditions.
How do I pay my premium?
The premium can be paid by transfer per year or by direct debit. With direct debit you can choose between: annually, quarterly or monthly.
The dates for direct debit are determined in advance and always occur before the start of the insured period.
When does the insurance start and end?
The agreement is concluded upon signature by the policy holder of the insurance application and the first premium payment.
The insurance commences on the commencement date and is valid for life, except in the event of cancellation by the policy holder, failure to pay the premium and in the event of fraud.
How do I cancel my insurance contract?
You can cancel your insurance by registered letter, by bailiff's writ or by issuing the cancellation letter against acknowledgment of receipt.
When I joined CM-Hospitaalplan, I saw that with CM-Hospitaalfix Extra we get an extra 25 euros per day reimbursed if we are in the hospital. I didn't hesitate for a second. When my daughter was in the hospital, the refund was already on our account a few days later. I didn't have to submit anything for that.
Jan, 54
I am affiliated with CM-Hospitaalfix Extra
Do you have another question about CM-Hospitaalfix Extra?
Please review the frequently asked questions page. Is your question not listed? Please contact us.
Knowing more? Read all about it here:
I am affiliated with CM-Hospitaalfix
Thanks to CM-Hospitaalfix you benefit from a reimbursement of 12.37 euros per day of admission charged by the hospital.
Knowing more? Read all about it here:
CM Hospital Plan
CM-Hospitaalplan is a cost-covering insurance that provides reimbursement for the costs of your (day) admission, the pre- and aftercare during your admission and the medically necessary costs without admission in the event of serious illness.
- Anyone can join, young or old or whatever medical history you have
- Excellent price-quality
- Favorable membership conditions for newborns and adopted children
CM-MediKo Plan
CM-MediKo Plan is insurance for medical costs that have nothing to do with a hospital admission. This can range from braces to a delivery allowance to treatments with the physiotherapist.
- Up to 75% of the co-payments of doctors, dentists, specialists, physiotherapists and other healthcare providers are reimbursed
- Up to 1,800 euros reimbursement for dental care
- Up to 120 euros reimbursement for glasses and lenses